Used Car Loans and Financing in Fresno

Michael Used Cars & Trucks Finance Center:
The Experts in Used Car Auto Financing

Buying a used car can be a great value for many of our Fresno customers. They can get a high-quality car, truck, SUV, or minivan with loads of great features and technology for a lower price than they could get a comparable new one. Plus, there isn't the same initial depreciation that a driver gets when they buy new. All this is great for your budget, so doesn't it make sense to keep that fiscal responsibility going in your car financing?  The finance center at Michael Used Cars & Trucks aims to find you an affordable used car loan that works for you and your monthly budget.

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Important Privacy Information*

Privacy Statement

Introduction
As a valued customer, we want to ensure your private information is kept private and only shared with those companies who are authorized either by yourself or as allowed or required by law. This document explains our privacy policy, gives you reasons why we ask for the type of information we do, and if we do reserve a right to share information with non-affiliated third parties, lets you "opt-out" of our reservation to do so. Please take a moment to read this entire policy.

Collection of Information
The purchase of a motor vehicle requires considerable accumulation of nonpublic personal information. For example, if we sell or lease you a vehicle - extending you credit at your request - we will receive information from you in order to determine your creditworthiness. We may also obtain information from a credit-reporting agency. We may also obtain information from third parties such as employers, references and insurance companies.

Some of the information we obtain from you may be required by state of federal agencies, such as the Department of Motor Vehicles or the Internal Revenue Service. This information may be required even if you were to pay cash for your vehicle. Examples would be a driver's license or social security number.

Protecting Your Information
We safeguard nonpublic personal information according to established industry standards and procedures. We maintain physical and electronic safeguards that comply with state and federal law. We restrict access to nonpublic personal information about you to those employees and outside contractors who need to know the information to provide product or service to you. We prohibit our employees and agents from giving information about you to anyone in a manner that would violate any applicable law or our privacy policy.

Information Sharing
Unless we have indicated our desire to share your nonpublic personal information with non-affiliated third parties (by checking the box in the section below), we share information:

A) For everyday business purposes, such as to process transactions, maintain account(s), respond to court orders and legal investigations, or report to credit bureaus.

B) For purposes of processing a sale or lease transaction as your request or authorize, such as submitting information to third party financial institutions that may be requested to take an assignment of the contract or verifying insurance coverage information.

C) When using outside service providers to help us provide you with products and services. Before providing information to our service providers we enter into contractual agreements prohibiting them from disclosing or using the information other than for the purpose it was disclosed.

D) With "Affiliated" companies. Companies that are affiliated with us include any company that controls us, any company we control, or any company under common control with us.

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I am interested in purchasing or leasing a vehicle and request that my Consumer Credit Report be obtained, at no cost to me, in order to help determine the types and extent of financing which may be available to me.
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You Got Questions? We've Got the Answers!

Our Fresno used car dealership understands that auto financing can often be confusing. Confusion can lead to frustration, especially if you don't have a finance team that is willing to take the time to make sure you understand what's going on. The finance professionals at Michael Used Cars & Trucks have the experience and knowledge to answer all of your used car loan questions. If you don't understand something, they will happily slow the process down to make sure you feel comfortable. The finance center wants to make sure all our Madera and Clovi customers can make informed decisions about the vehicle purchasing process and their used car loan.  This commitment to customers is what makes our finance staff stand out and what makes buying a car at our dealership a unique experience.

Access to Many Lenders

The finance professionals at our dealership want to make sure they get you the best used car loan for your situation, so they have put together a large network of banks and credit unions to make that possible. This network consists of national and local lenders and our finance team works very closely with them to get our Selma, CA customers an auto loan that makes their dream used car, truck, SUV, or minivan a reality. Since our finance staff has strong bonds with our lending partners, they will know which lenders will view you the most favorably by looking at your credit profile.

Making Used Car Loans Easy

We all lead busy lifestyles and none of us have the time to wait at the dealership for hours while our auto financing is completed. Michael Used Cars and Trucks, in Fresno, CA, has made getting a used car loan simple with our online credit application. Complete the form today and let our finance professionals streamline your vehicle purchasing process.

Your privacy is important to us.

Michael Used Cars & Trucks takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

Contact

Michael Used Cars & Trucks

5787 N. Blackstone Ave. #101
Directions Fresno, CA 93710

  • Sales: (559) 431-6011

Hours

  • Monday 8:30AM - 9:00PM
  • Tuesday 8:30AM - 9:00PM
  • Wednesday 8:30AM - 9:00PM
  • Thursday 8:30AM - 9:00PM
  • Friday 8:30AM - 9:00PM
  • Saturday 8:00AM - 7:00PM
  • Sunday 10:00AM - 6:00PM